THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Almost all firms offering financial services in the UK must be authorised by The Financial Conduct Authority (FCA) or be an Appointed Representative (AR) of a firm. You should only deal with authorised firms.
If you deal with an unauthorised firm, you will not be covered by the Financial Ombudsman Service or Financial Services Compensation Scheme if things go wrong. Feel free to visit www.fca.org.uk
Our advice and service are provided free of charge & there is no obligation to proceed with our recommendations. All financial solutions are available subject to eligibility and acceptance. Your credit rating will be affected in the medium to long term if you choose a non-lending debt solution. Depending on your chosen solution, fees may be charged by the service provider. If this is the case, your service provider will make you fully aware of any fees. You will be sent a full breakdown of any costs to review before you signing up for any solution.
Going ahead with a debt solution through Clarke Hendrik, you agree to pass your information onto a service provider that will then deal with your case. While you are waiting for your debt solution to be set up, we recommend you keep up with your payments to your creditors. Once you make your first payment to your debt solution, you can stop making direct payments to your creditors. Your monthly payment to your debt solution will be distributed monthly/quarterly to your creditors again, depending upon your chosen solution. Clarke Hendrik will receive a referral fee from the debt solution service provider upon any successful referral of your debt case. All calls are recorded for training and monitoring purposes.
When people are struggling with debt, it’s more important than ever that they have access to good advice. Customers can get free debt counselling, debt adjusting and providing of credit information services from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Feel free to visit www.moneyadviceservice.org.uk
For further impartial advice, please consult the following publication made available by the Insolvency Service, they have published a free, impartial guide called “In Debt? Dealing With Your Creditors” which can be downloaded by clicking on the guide here.
Do you want to ensure you get the right mortgage deal?
Or do you want to have the right protection for you and your loved ones?
Or do you want to put all your debts into one comfortable payment?
Simply fill in your details and we will assess what will be the best solution for you based upon your individual circumstances.
Clarke Hendrik, Office 62, Cariocca Business Park, 2 Sawley Road, Manchester M40 8BB Tel: 0161 413 3519
Clarke Hendrik is a trading name of Clarke Hendrik Limited. Clarke Hendrik Limited is a limited company registered in England and Wales, Registration number 10924999. Licensed by the Information Commissioner's Office Under the Data Protection Act Registration Number ZA274068.
Clarke Hendrik Limited is an Appointed Representative of United UK Mortgages Ltd Authorised and Regulated by the Financial Conduct Authority, FCA number 924559. Clarke Hendrik Limited Firm Registration Number: 788035.
You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
Please be assured we treat complaints seriously. For your further protection if you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service. Full details of the FOS can be found on the following website: www.financial-ombudsman.org.uk